What you may not know is that a lot of Black business owners frequently face exorbitant interest rates and difficulty obtaining bank loans, even with excellent personal credit. As a result, Black entrepreneurs lack the required start-up capital, causing them to accrue higher debt-to-revenue ratios and ultimately fail to sustain their companies. In the Houston…
Millennials are a generation with unique financial challenges. Seven in 10 possess student loan debt, according to the Institute for College Access and Success’ “12th Annual Report, Student Debt and the Class of 2016.” Combined with car loans, housing expenses and entry level salaries, it’s no surprise to learn that many young workers lack the…
Five-time Grammy-nominated singer Halle Bailey, who will play the lead role of Ariel in the upcoming live-action remake of Disney’s The Little Mermaid, is the Disney Dreamers Academy celebrity ambassador for this year’s event at Walt Disney World Resort in Florida. Bailey is one of several Hollywood stars participating in the annual mentoring program by…
It’s a question that many members of the modern workforce are consistently asking themselves. Working a 9-5, 8-4, 7-3, or the late shift can become very laborious to some after a while. While some employees relish in the routine, others may not be well adjusted – and that is okay! According to Sage.com, work-life balance…
CleoTV star and author Jernard Wells has come a long way from his Mississippi-raised life. His southern roots have inspired many to come together for joyous occasions. Inspired by his father, the food connoisseur takes great pride in seeing his family’s appreciation for food, flavorful tasting and how it brings forth community. With over 20…
This year’s Top 50 P&E saw the class of 2023 graduate a different group of entrepreneurs, city influencers, political and public figures taking on a new meaning of what it means to be community constituents paying it forward. Being an honoree is more than just being selected by a committee, it brings a shared respect…
One Body Networking Founder & President, Janice Weaver, has been committed to saving lives for 10 years through community blood drives. Recently, a fund-raising event honoring, “Ten Years of Saving Lives,” saw many Houstonians show their appreciation for her non-profit organization. The company raised $2,500 for the “Mayor Sylvester Turner Scholarship” to be awarded to…
Keith “Mr. D-Mars” davis sr shows how ‘maximizing your own treasure chest’ starts with you As a professional, entrepreneur newcomer, or a person in need of that inspiration, the fuel you ran off on last year is no more. Whether it’s further advertisement you need for your business to grow, existing plans of expansion, or…
The debate on whether in-person working environments versus remote has come into play. Some workers believe that in-person work leads to better problem-solving tactics, beneficial training, especially for new employees while strengthening corporate settings. eCommerce Business John Wright, who operates a small internet-based service helping consumers receive discounted packaged deals on cellular phones and plans,…
“That’s when I realized that I had fallen in love with not just makeup, but making people feel good about themselves. I was good at my job.” LAMIK CEO kim Roxie , 2022 Kim Roxie, founder of LAMIK Beauty, has always been passionate about revealing the inner beauty in everyone. Through founding a successful business…
IN THE LATEST ENTERTAINMENT NEWS OF ALL THINGS “PRIME TIME” Deion Sanders recently sat down with Shannon Sharpe during his show, Club Shay Shay, and addressed a few questions since his departure as head coach at JSU. During the Q&A, the pair touched on why HBCUs are underfunded as opposed to Predominantly White Institutions. Sanders,…
Looks like Comerica Bank will be adding a new face to a pivotal role. LaToya Rowell has been appointed as the National Community Affairs Manager. Her responsibility will have her overlooking the bank’s national volunteer program while managing and upholding community initiatives and partnerships with the external affairs market team and social impact manager. Other…
Houston born and bred rapper Bun B is about to “open up shop” with a location for his Trill Burgers eatery. According to Revolt, it was announced that he secured a location in the Montrose area just minutes away from Midtown. The building previously housed fast food chain James Coney Island which specialized in gourmet…
One of Houston’s top spots for fine Southern cuisine, The Greasy Spoon Soul Food Bistro, has made it on the big screen! The Greasy Spoon recently hosted a private watch party for their appearance on Food Paradise, which aired on the Cooking Channel. Restaurant owner and entrepreneur, Max Bozeman II received the great honor to…
When a young person turns 18, it’s an exciting time full of possibilities. Being able to vote and no longer adhering to a curfew is just the beginning. Now an official adult, it’s time to begin a new chapter that sets the foundation for the rest of their life, including their financial wellness. “How you…
Several Houston leaders were sworn into office recently at the Inauguration ceremony held at Wortham Center in downtown Houston. Mayor Sylvester Turner, along with City Controller Chris Brown and City Council members: Amy Peck – District A, Abbie Kamin – District C, Carolyn Evans-Shabazz – District D, Dave Martin – District E, Tiffany Thomas –…
DALLAS, Jan. 15, 2020 /PRNewswire/ — Comerica Bank has named Irvin Ashford, Jr., its new Chief Community Officer. Ashford, will be responsible for community reinvestment nationally and all associated activities, including development, lending, community investments, volunteerism and data analysis. Additionally, he will lead Comerica’s diversity business resource groups. Ashford previously served as Comerica’s National Director of Financial Education and…
When you completed last year’s small business tax return, did you run into surprises? Deductions you could no longer take? Changes in the tax code that left you regretting choices you made last year? You may have discovered you can no longer deduct for entertaining, so hold off on buying sports tickets for clients…
While the holiday season is a wonderful time of year, it can also put great financial strain on individuals going into the new year. The demand of holiday spending can lead to worry of unpaid credit card bills, which can lead many to put themselves on a strict “money diet.” As you reflect on the…
For many businesses in our increasingly technical world, future success will depend on how well they can take advantage of digital tools such as apps. These days, it’s all about finding and optimizing the right apps, which may explain why app usage has grown so much in recent years. In fact, 81% of workers…