By: d-mars.com News Provider There are several myths and misconceptions surrounding 401(k) plans, which are employer-sponsored retirement savings accounts in the United States. It’s important to clarify these misconceptions to make informed decisions about your retirement planning. Here are some common myths about 401(k) plans: Myth: I don’t need to start contributing to my 401(k)…
By: d-mars.com News Provider BrandPoint Will I be able to retire? How much do I need to save? What if I outlive those savings? Questions like these are common across America’s current working population. Whether Gen X, Millennial or Gen Z worker populations, they each have hopes for a financially secure retirement, despite current economic…
By: d-mars.com News Provider Exercising, maintaining a healthy diet, and achieving consistent weight loss are typically the top priorities when it comes to New Year’s resolutions. However, as we are a few months into the year, it’s crucial to provide some reinforcement to help you stay on track. Our readers often ask us how to…
By: d-mars.com News Provider StatePoint Building wealth is not as easy as it sounds. It can take time, discipline and a plan to keep those dollars protected. However, if done correctly, it can provide security for your family for years to come. No matter where you are in your personal financial journey, there are steps…
By: d-mars.com News Provider StatePoint Media Intelligent cashflow management is the essential fuel of startups and digital businesses, particularly in a challenging economy. According to experts, it can mean the difference between surviving, thriving and failure. “Poor cashflow management will kill your business. In fact, it’s killed some of the biggest businesses in the world….
By: d-mars.com News Provider When it comes to international travel, many of us get our passport and are ready to. However, according to a study, less than 10 percent of Americans who get their passport lack urgency to plan a trip immediately. Even more, five percent of passport recipients don’t make use of their country…
By: d-mars.com News Provider BrandPoint Whether you’re graduating from high school or college, chances are you’re becoming more independent about handling your own money. While finances can be stressful, they don’t always have to be – which is why a new initiative from Secret Deodorant focuses on providing young women with access to free resources…
By: d-mars.com News Provider BrandPoint It’s that time of year again. Time to renew the commercial insurance policy for your business. When it comes to commercial coverage, liability and property coverages are common but sometimes they’re not sufficient to protect your business from common risks. “We’re seeing several claims from business owners who incorrectly assumed…
Tighten the purse strings. Balance the budget. Cut back. There are many ways to say it, but the current economy has millions of Americans doing the same thing: struggling to make ends meet. Wouldn’t it be nice to alleviate the financial pressure? For some people, this means asking for help. Four in 10 people have…
More Americans are retiring earlier than previous generations. According to a survey by the Federal Reserve Bank, their odds of retiring before age 62 rose to roughly 50% in July 2021, partly due to the pandemic. For many, moving up their retirement seemed like the right choice given the state of the labor market and…
Houston City Council approves agreement allowing Houston Airports to develop a 2-acre site into an aeronautical hub to be used by Texas Southern University Houston Airports continues to invest in aviation by supporting the next generation of aeronautical professionals with an innovative learning environment. On Wednesday, May 3, 2023, Houston City Council gave final approval…
Liquidity is the “it” financial term of the moment as businesses brace for a potential slowdown. Without sufficient cash or the ability to borrow funds quickly, many companies could face tough business decisions and struggle to cover costs or seize growth opportunities. Banks are now in a situation where they need to keep more cash…
During the 1960s, the women’s liberation movement’s platform was based on the equal rights and opportunities and greater personal freedom for women. It is widely recognized as part of the “second wave” of feminism. The late Melba St. Andrews-Prevot, a Southern Alum, spent nearly a decade as a chemical engineer Exxon Mobil (70s), Teach for…
Millennials are a generation with unique financial challenges. Seven in 10 possess student loan debt, according to the Institute for College Access and Success’ “12th Annual Report, Student Debt and the Class of 2016.” Combined with car loans, housing expenses and entry level salaries, it’s no surprise to learn that many young workers lack the…
Health care costs are in the news all the time. You hear about them at work and when you’re with friends and family. The comments are always the same. Health care is getting more and more expensive, and it seems to be outpacing the money you make. Fortunately, you’re not helpless when it comes to…
It’s a question that many members of the modern workforce are consistently asking themselves. Working a 9-5, 8-4, 7-3, or the late shift can become very laborious to some after a while. While some employees relish in the routine, others may not be well adjusted – and that is okay! According to Sage.com, work-life balance…
The phrase “Dad Bod” refers to an average guy who doesn’t have a lean, shredded physique. He might instead have a paunch or visible beer belly, without being hugely overweight—just like the stereotypical suburban father of a nuclear family. It evokes a relatable, warm kind of dude who kicks back with a beer and pizza…
Initiatives have been passed by Houston Mayor Sylvester Turner and City Council in support of creating more affordable housing projects, in alignment with the affordability objectives that will span over 40 years by the Texas Department of Housing and Community Affairs. This flexible roadmap to homeownership is tailored specifically for households earning 120% or below…
By Marla Lewis, President of the Houston Black Real Estate Association Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw,…
By Marla Lewis, President of the Houston Black Real Estate Association If you plan to buy a home or condominium this year, keep in mind that the property may be governed by a homeowners association, or HOA. More than 63 million people live within communities that are overseen by HOAs, according to the Community Associations…