By d-mars.com News Provider One of the many changes spurred by the COVID-19 pandemic is a fundamental shift in how people are paying for the goods and services they need. Due to both health and safety concerns, consumers and retailers are more frequently choosing credit cards for online and in-person payments in an effort to…
While you take care to limit social interactions and wash your hands to prevent the spread of the coronavirus, you also need to take steps to protect your finances and identity. Scammers are now taking advantage of the COVID-19 pandemic to lure victims in with new phishing scams. “We know consumers are managing their…
While the holiday season is a wonderful time of year, it can also put great financial strain on individuals going into the new year. The demand of holiday spending can lead to worry of unpaid credit card bills, which can lead many to put themselves on a strict “money diet.” As you reflect on the…
A spending plan is a well-thought-out strategy that turns a budget into a manageable part of everyday life. If you already have a plan, what’s next? Most people understand the importance of sticking to a plan, but as your life changes and you work toward new goals, your spending habits will likely shift as well….
Many Americans will start the New Year with specific goals or resolutions in mind. While resolutions are often broken where your finances are concerned, they don’t have to be. Use these tips to tackle 2019 with greater financial confidence. • Set a specific goal. Setting goals for the year may actually boost your confidence about…
Americans will have lots to celebrate this holiday season, with unemployment rates at an all-time low and consumer confidence on the rise. According to The Annual Retail Sales Forecast for the Holiday Season from Deloitte, retailers have their sights on sales of more than $1.1 trillion. We all get caught up in the spirit of…
Although anyone can develop a mental health problem, African Americans sometimes experience more severe forms of mental health conditions due to unmet needs and other barriers. According to the Health and Human Services Office of Minority Health, African Americans are 20% more likely to experience serious mental health problems than the general population. Common mental health disorders among African…