By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
By d-mars.com News Provider The New Year offers the perfect time for a fresh start and a renewed commitment to getting finances back on track after a season of spending – one where many Americans felt the effects of the pandemic on their wallets even before the onset of the holidays. In fact, COVID-19 has…
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
By Contributing Writer, Tami V. Allen, MS, LPC There are many benefits to counseling other than addressing conflict and crisis. Therapy, in general, is for every individual and occasionally, individuals may need therapy for self-improvement. Whether looking to improve the quality of the relationship at a critical turning point or feeling hopeless, here are the…
By Vanderbilt Mortgage and Finance, Inc. Building a savings account can seem daunting. Many people believe they should have a high amount of savings tucked away, but then often become overwhelmed thinking about that goal. By shifting your mindset and taking small, achievable steps, you can reach your savings goals and more. Keep in mind,…
By d-mars.com News Provider As we begin to transition out of the pandemic, it’s important to consider steps that can help provide you and your loved ones a more stable financial future. Just consider that 41% of U.S. employees are living paycheck to paycheck right now, and the same number of employees don’t feel in…
Planning on retiring single? You aren’t alone. Nearly 22 million Americans age 65 and older were unmarried in 2019, according to the U.S. Census Bureau, representing 41.5% of those in that age category. And for women, it’s more likely to be the case. According to the Administration on Aging, 54% of older women are unmarried,…
by d-mars.com News Provider The pandemic created a lot of uncertainty for people, especially when it comes to their finances: unemployment was up, spending was down and pretty much everything felt like a roller coaster. One year after much of the world shut down due to the coronavirus, it’s time to rebuild your savings to…
by d-mars.com News Provider While the past year has been rough in so many ways, one positive result is that people are focusing more on saving money — creating a silver lining to the cloud that was 2020. A new survey from Coinstar found nearly 3 out of 4 people (74%) say they are likely…
Twenty-two percent of U.S. adults report they are unable to pay their bills in full and on time in a typical month, and 30 percent would not be able to cover an unexpected $2,000 expense, according to new data from the fifth annual Personal Finance Index (P-Fin Index) released by the TIAA Institute and the…
by d-mars.com News Provider Is your money management a streamlined process? If you’re like many Americans, you may be spending more time than you’d like to be. Americans average spending seven hours per month managing their finances, according to a new online survey among more than 2.000 U.S. adults by The Harris Poll on behalf…
by d-mars.com News Provider A new survey reveals that women are increasingly earning the title of “breadwinner” in their households. The Wells Fargo survey found that over half of all partnered women reported greater or equal earnings to their spouse. And nearly one-third of millennial and Gen X women reported being the primary breadwinner —…
God has smiled on this ministry, and The R.O.C.K. is now adding to its ministry portfolio. The R.O.C.K. is not the typical church, and its founder and senior leader, Dr. Dana Carson, is not the typical church leader…
by d-mars.com News Provider Feel like your paycheck is gone before your next payday? You’re not alone. A 2020 survey, “Getting Paid in America,” revealed that 2 out of 3 Americans are living paycheck to paycheck. Not only is this stressful and frustrating, it can cause you to have fewer choices for managing your money…
by d-mars.com News Provider As we move away from a year unlike any other, Americans have developed a newfound tolerance for uncertainty—and the need to prepare for it. The start of a new year is a time for resolutions, especially financial ones. As part of this process, it is essential to review your insurance coverage…
By d-mars.com News Provider Finances are consistently a top concern for many Americans, with “saving money” a top-10 most common New Year’s resolution. This year, Americans are more concerned than ever before due to the uncertainty created by the COVID-19 pandemic. USE Credit Union reported that more than 75% of non-transactional calls received since the…
By d-mars.com News Provider As we enter 2021, here’s one more essential item to put on your list in addition to canned goods and masks: a financial checkup. According to Fidelity Investments’ 2021 New Year Financial Resolutions Study, more than two-thirds of Americans experienced financial setbacks in 2020, often from the loss of a job…
By d-mars.com News Provider It’s not news that the COVID-19 pandemic has put a damper on learning opportunities for high school and college students. Unfortunately, that’s been especially true for underrepresented students, who often face roadblocks in accessing professional opportunities. One glaring issue is that the in-person internships so crucial to on-the-job experience have been…
By d-mars.com News Provider Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to the uncertainty and stress that Americans are currently feeling. Many families now have…
By d-mars.com News Provider One of the many changes spurred by the COVID-19 pandemic is a fundamental shift in how people are paying for the goods and services they need. Due to both health and safety concerns, consumers and retailers are more frequently choosing credit cards for online and in-person payments in an effort to…