In today’s housing climate, many individuals and families are contemplating the transition from renting an apartment to owning a house. Here’s a guide to help navigate this significant life change.
Financial independence is important to 67% of Americans, though nearly a quarter (24%) say they haven’t yet achieved it, according to new research from Empower, a leader in financial planning, investing, and advice. The definition of “making it” financially varies among spenders and savers, though many equate it with resilience and independence: 44% of Americans…
While your path to building wealth should be tailored to your circumstances, this three-pronged approach can help you plan for a stable financial future.
By: d-mars.com News Provider In 2024, new horizons always take place which includes making plans to do something new. Passport ownership has greatly increased according to a 2022 study. However, not everyone knows the hot plan for a trip abroad. Dreaming of an international adventure but worried about breaking the bank? Fear not! With careful…
Despite the increasing opportunities for female entrepreneurs, women-owned businesses remain a minority and women encounter numerous obstacles when embarking on the entrepreneurial journey.
A recent Forbes study revealed only about one-quarter of adults nearing retirement have seriously considered getting long-term care insurance or a savings account dedicated to long-term care expenses.
According to Bankers Life, a national life and health insurance brand, these are four reasons why millennials and Gen-Zers should consider life insurance coverage.
The last few years have been rocky times for the 32.5 million U.S. small businesses, according to the U.S. Small Business Administration (SBA). They have faced big challenges such as the COVID-19 pandemic, labor shortages, and rising inflation. These firms, which account for 43.5% of gross domestic product, are also facing a lending crunch. The…
The ruling comes because of a lawsuit brought by a group of insurers who argued that the Affordable Care Act (ACA) exceeded its authority by requiring them to cover certain preventative care services without being able to charge co-payments or deductibles. In a big blow to health insurance in the U.S., a federal judge has…
February is the month of love and one of the most popular times of year for couples to get engaged. According to a recent study, 36% of respondents said Valentine’s Day is the most romantic day to propose. If you’re about to get married or just walked down the aisle, here are five things to…
“We have to protect and preserve what we already have.” ~ J.D. Garnier Sr. The so-called wealth gap is the substantial disparity in wealth between white and black families. According to data from 2021, white families have a median net worth of more than $188k, while black families have a net worth of less than…
By: d-mars.com News Provider BrandPoint The market for battery-electric vehicles (EVs) has quickly grown over the last several years as more consumers look to take advantage of the overall cost savings that EV ownership promises, including skirting the gas pump for a plug that can lead to lower fuel costs and fewer parts that require…
By: d-mars.com News Provider BrandPoint When deciding on HVAC solutions, choosing between a heat pump or an air conditioner continues to be a hot debate for many homeowners. The truth of the matter is, both options can efficiently cool your home and provide comfort. The units look almost identical from the outside and work by…
By: d-mars.com News Provider There are several myths and misconceptions surrounding 401(k) plans, which are employer-sponsored retirement savings accounts in the United States. It’s important to clarify these misconceptions to make informed decisions about your retirement planning. Here are some common myths about 401(k) plans: Myth: I don’t need to start contributing to my 401(k)…
By: d-mars.com News Provider Stacy M. Brown, NNPA Newswire Senior National Correspondent Black and Hispanics maintained cash buffers substantially below their white and Asian counterparts. Black and Hispanic households consistently maintained lower median cash balances than their white and Asian counterparts during and post-pandemic, according to a new JPMorgan & Chase Co. comprehensive Household Pulse study….
By: d-mars.com News Provider BrandPoint Will I be able to retire? How much do I need to save? What if I outlive those savings? Questions like these are common across America’s current working population. Whether Gen X, Millennial or Gen Z worker populations, they each have hopes for a financially secure retirement, despite current economic…
By: d-mars.com News Provider NNPA, Stacy M. Brown – Newswire Senior National Correspondent According to the Bureau of Labor Statistics, the impact was particularly pronounced among Black women, especially those working in the public sector. In a setback to the progress made in narrowing the racial unemployment gap, an increase in joblessness among Black workers…
By: d-mars.com News Provider BrandPoint The YORK brand of Johnson Controls, the global leader for smart, healthy and sustainable buildings, has compiled six proven tips to help homeowners reduce cooling bills this spring and summer as energy costs nationwide remain above pre-pandemic rates. The Energy Information Administration (EIA) estimates that home cooling accounts for 12%…
By: d-mars.com News Provider BrandPoint There comes a time when every homeowner looks around at their house and ponders a few upgrades. Sometimes, those ideas turn into full-on renovations as you reimagine your space to better meet your lifestyle. But before you start calling contractors, ask yourself: Does remodeling make financial sense? Here are three…
By: d-mars.com News Provider BrandPoint Whether you’re graduating from high school or college, chances are you’re becoming more independent about handling your own money. While finances can be stressful, they don’t always have to be – which is why a new initiative from Secret Deodorant focuses on providing young women with access to free resources…