Search Results for: savings

To Build Your Savings, Start With Small Goals
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To Build Your Savings, Start With Small Goals

By Vanderbilt Mortgage and Finance, Inc. Building a savings account can seem daunting. Many people believe they should have a high amount of savings tucked away, but then often become overwhelmed thinking about that goal. By shifting your mindset and taking small, achievable steps, you can reach your savings goals and more. Keep in mind,…

The power of planning: Getting retirement savings on track after COVID-19
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The power of planning: Getting retirement savings on track after COVID-19

by d-mars.com News Provider Planning for retirement is an important step toward long-term financial wellness at any age. Even though everybody knows to expect the unexpected, no one could have predicted how the events of the past twelve months would change the world. As a result, many people had to shift their approach toward financial…

5 Tips to Rebuild Your Savings and Unlock Opportunities
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5 Tips to Rebuild Your Savings and Unlock Opportunities

by d-mars.com News Provider The pandemic created a lot of uncertainty for people, especially when it comes to their finances: unemployment was up, spending was down and pretty much everything felt like a roller coaster. One year after much of the world shut down due to the coronavirus, it’s time to rebuild your savings to…

6 things you should know about your health savings account (HSA)

6 things you should know about your health savings account (HSA)

For many families, health care is a major expense, even with health insurance coverage. There’s a great solution that can help financially prepare you for out-of-pocket costs, and it may be right there in your wallet: A health savings account. “A health savings account is a valuable tool that can help you manage health care…

Understanding the Benefits of Cryptocurrency
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Understanding the Benefits of Cryptocurrency

Cryptocurrencies are digital forms of money that operate on decentralized networks, unlike traditional currencies that are issued by governments. Bitcoin, the first cryptocurrency introduced in 2009 by an entity known as Satoshi Nakamoto, inspired the development of numerous additional digital currencies. Transactions involving cryptocurrencies occur through blockchain technology, which ensures transparency, military-grade encryption for security,…

Experts Say Viewing Your Car as an Investment Can Improve Your Finances
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Experts Say Viewing Your Car as an Investment Can Improve Your Finances

Rather than seeing your vehicle as a piece of equipment that needs to be replaced frequently, like a cellphone, for example, it may be smarter to treat your car as a long-term asset that you can feel comfortable owning and driving for years, which could save you thousands of dollars.

4 Ways to Achieve Financial Empowerment this Year
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4 Ways to Achieve Financial Empowerment this Year

Finances are consistently a top concern for many Americans, with “saving money” ranking among their primary common goals. This year, Americans are more concerned than ever due to the uncertainty created by high inflation, rising interest rates, lack of income growth and dwindling savings. According to investment research site YCharts, the U.S. personal savings rate…

40% of Americans See Financial Independence as ‘Making It’
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40% of Americans See Financial Independence as ‘Making It’

Financial independence is important to 67% of Americans, though nearly a quarter (24%) say they haven’t yet achieved it, according to new research from Empower, a leader in financial planning, investing, and advice. The definition of “making it” financially varies among spenders and savers, though many equate it with resilience and independence: 44% of Americans…