By d-mars.com News Provider If you’re dealing with personal and unsecured debt, like credit cards or medical bills, navigating financial terms can be confusing. The terms describing the entire debt settlement industry are used interchangeably, misleading the consumer. It can be challenging to find the right solution for you if you can’t fully understand your…
By d-mars.com News Provider Did you know self-employed people make up the largest and fastest-growing employment sector? If you’re one of the millions of self-employed Americans, you could benefit from current favorable tax laws – but if you don’t know them, you could risk paying too much. “The self-employed can access many tax benefits, even…
Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed-rate mortgage into another 30-year fixed-rate mortgage during…
By d-mars.com News Provider Wells Fargo recently announced a $20 million donation to the Houston Fund for Social Justice and Economic Equity, also known as the Houston Equity Fund, to provide small business owners with new ways to grow and own more of their businesses. The Houston Equity Fund will distribute the funding in the…
By Stacy M. Brown, NNPA Newswire Senior National Correspondent David Morgan, Founder & President of the Multicultural Media & Correspondents Association (MMCA), and Linda Miller, the manager of the Donald Reynolds Journalism Institute (RJI), have each declared that a robust, resilient, and diverse media ecosystem count as essential to a community’s well-being. The duo said…
By d-mars.com News Provider Project Still I Rise, Inc. (PSIR) is one of the few nonprofit Dallas-based organizations solely dedicated to helping youth in underserved areas pursue successful careers in a variety of disciplines, helping them unleash their full potential. Under the leadership of Executive Director Kevin Mondy, PSIR is continuing to equip and empower…
By d-mars.com News Provider As Comerica Bank’s Chief Community Officer, Irvin Ashford, Jr. leads community reinvestment nationally and all associated activities, including development, diversity business resource groups, lending, community investments, volunteerism, and data analysis. Since joining Comerica in 2000, Irvin continues to drive the company’s community efforts forward to better the BIPOC and business community….
A new research study looking at how debt affects daily lives reveals that the true cost of debt is more than making the minimum payments. Having debt can also be detrimental to mental and physical health, and impact life decisions. Commissioned by National Debt Relief and conducted by OnePoll, the survey finds that the average…
By d-mars.com News Provider Whether you’re planning for a short-term goal (e.g., emergency fund, home project) or a long-term goal (e.g., retirement), planning can help you succeed. “It’s never too late to start making savings a priority. We want to help our members meet their short- and long-term goals, and there are several ways they…
By d-mars.com News Provider This year, many people are making financial wellness resolutions. From budgeting better to saving for a big-ticket item or investing more income into a 401(k), there are plenty of financial goals to choose from. However, one that you’ve likely overlooked is whole life insurance. According to the American Council of Life…
By d-mars.com News Provider In one sense, technology has made real estate more accessible for both buyers and sellers. And yet, while everyone can see detailed property records on their phones or computer within seconds, not everyone can be a negotiator, price setter, or resource. Homebuyers and sellers can have difficulty navigating the expanse of…
By Roger Caldwell, NNPA Newswire Contributor With the election of President Biden and Vice President Harris, they have quickly delivered for the American people, while helping our country recover from a pandemic, and an economic crisis. It is very easy for the Republicans to talk about what the Biden team has done wrong, but with…
By d-mars.com News Provider Like many other people, you probably have taxes on your mind right now. Figuring out if you have a tax refund coming your way can be an exciting time. But tax season doesn’t have to be all about crunching numbers and filling out forms. “If you’re in the market for a…
By Marla Lewis, President of the Houston Black Real Estate Association Many consumers are mindful of the environment when making purchases these days. Just look at the popularity of hybrid vehicles, alternative fuels, locally grown produce and a host of other products designed to use fewer resources and reduce pollution and waste. Housing is definitely…
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
By d-mars.com News Provider The New Year offers the perfect time for a fresh start and a renewed commitment to getting finances back on track after a season of spending – one where many Americans felt the effects of the pandemic on their wallets even before the onset of the holidays. In fact, COVID-19 has…
By d-mars.com News Provider If you’ve ever had a financial emergency – like a car breakdown or unexpected medical bills – you know how stressful it is. Especially if you have no savings and little or no credit history, borrowing a small amount of money may seem like your best option – but not all…
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
By d-mars.com News Provider College tuition bills are due right around the corner. It’s true that college can be expensive, but knowing all of the different financing options available and making a plan can help you and other parents find peace of mind. However, it’s easy to feel overwhelmed as you and your child evaluate…
By d-mars.com News Provider An often-overlooked aspect of elder abuse is cybercrime – and it’s a problem that’s getting worse. In 2020, the FBI reported a record amount of cybercrime complaints – nearly 800,000 – adding up to over $4.1 billion in losses. More than half of those losses were suffered by people aged 50…