Bank of America Offers Zero Down Payment Mortgages To Black, Latino Borrowers
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Bank of America Offers Zero Down Payment Mortgages To Black, Latino Borrowers

Bank of America announced a new zero down payment, zero closing cost mortgage solution for first-time homebuyers, which will be available in designated markets, including certain African American and Hispanic neighborhoods in Charlotte, Dallas, Detroit, Los Angeles, and Miami. According to a news release, the Community Affordable Loan Solution aims to help eligible individuals and…

Understanding How Homeowners Associations (HOAs) Work
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Understanding How Homeowners Associations (HOAs) Work

By Contributing Writer Marla Lewis, President of the Houston Black Real Estate Association If you are setting your sights on buying a home or condominium, keep in mind that the property may be governed by a homeowners association (HOA). More than 63 million people live within communities that are overseen by HOAs, according to the…

Want Free Internet? It’s More Accessible Than Ever.
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Want Free Internet? It’s More Accessible Than Ever.

In the past few years, the United States has made significant progress in expanding access to high-speed internet. During the COVID-19 crisis, emergency relief rolled out for Americans who needed to stay connected from home. In the last two years, through the Bipartisan Infrastructure Investment and Jobs Act (IIJA) and the American Rescue Plan Act…

Denny’s Joins “Pathways” Program To Support Black Franchise Ownership
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Denny’s Joins “Pathways” Program To Support Black Franchise Ownership

Recently, Denny’s announced its commitment to the Pathways to Black Franchise Ownership program created by the Multicultural Foodservice & Hospitality Alliance (MFHA). Denny’s and MFHA have enjoyed a successful 25-year alliance and, as a new Pathways to Black Franchise Ownership partner, Denny’s will help MFHA reach its goal of creating 100 Black-owned franchises by 2023….

DOJ Charges Officers in Death of Breonna Taylor
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DOJ Charges Officers in Death of Breonna Taylor

By Stacy M. Brown, NNPA Newswire Senior National Correspondent Say her name. Breonna Taylor’s family may finally get justice after the Department of Justice charged four current and former police officers in Louisville, Kentucky, who were involved in the fatal March 2020 raid on her apartment. The DOJ accused the officers of lying to obtain…

OP-ED: Diversifying American Media Ownership Must Become a National Priority
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OP-ED: Diversifying American Media Ownership Must Become a National Priority

By Jim Winston and Dr. Benjamin F. Chavis Jr. Thus far, 2022 has been a year of multiple socioeconomic and political challenges for all Americans across the nation. Yet for African Americans and other communities of color, this year represents both challenges and opportunities from a business ownership perspective. In particular, for Black-owned media businesses,…

Fort Bend County, We Have Something To Celebrate! Inaugural Law Enforcement and Community Champions Awards Gala and Fundraiser
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Fort Bend County, We Have Something To Celebrate! Inaugural Law Enforcement and Community Champions Awards Gala and Fundraiser

The Fort Bend County Sheriff’s Foundation recently hosted their Inaugural Law Enforcement and Community Champions Awards Gala and Fundraiser. This Black-Tie event highlighted and awarded members of Fort Bend’s Law Enforcement community in the categories of Rookie of the Year, Investigator of the Year, Deputy Dhaliwal Community Relations Officer of the Year, Supervisor of the…

Emory University Announces the first African American Studies Ph.D. Program in the U.S. Southeast
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Emory University Announces the first African American Studies Ph.D. Program in the U.S. Southeast

By Stacy M. Brown, NNPA Newswire Senior National Correspondent Emory University in Atlanta has announced the first African American Studies Ph.D. Program in the Southeast United States. “We are accepting applications beginning in September 2022,” Carol Anderson, the Charles Howard Candler Professor of African American Studies at Emory, announced on Twitter. In an overview posted…

Frito-Lay Invests $500,000 in Scholarship Program With the United Negro College Fund To Provide College Education for Black and Hispanic Students
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Frito-Lay Invests $500,000 in Scholarship Program With the United Negro College Fund To Provide College Education for Black and Hispanic Students

Frito-Lay announced a partnership with the United Negro College Fund (UNCF) that will further enable Black and Hispanic students across 10 U.S. cities to attend college. The snack leader is investing $500,000 in need-based scholarships to help reduce the financial barriers to attending and graduating college. Students are encouraged to apply beginning now and until…

Meta Selects Texas Southern University as Research Partner to Enhance Instagram Experience
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Meta Selects Texas Southern University as Research Partner to Enhance Instagram Experience

Texas Southern University has been selected to be part of the launch of a new research project by Meta. This research, led by Meta’s Civil Rights and Responsible AI Teams, is being done with the goal of creating a better user experience for historically marginalized communities. This effort will allow Meta to better understand the…

A Million Dollars Will ‘Level Up’ Thousands of Houston Area Residents Out of Digital Divide
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A Million Dollars Will ‘Level Up’ Thousands of Houston Area Residents Out of Digital Divide

If you’ve ever played a popular 80’s video game, then you know about the disadvantages your character has right out of the gate. You can’t jump as high or as far, and it’s easier to lose the level and have to start all over again. But in the first few seconds, there’s usually always a…

Fearing a Recession, Many Express Misgivings About a Looming Downturn
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Fearing a Recession, Many Express Misgivings About a Looming Downturn

Written by: Stacy M. Brown, NNPA Newswire Senior National Correspondent In the past, it hasn’t always been clear when a recession loomed, let alone when it has already begun. However, the silver lining now is that, unlike in previous downturns, the Federal Reserve and the U.S. government have already taken action by making critical adjustments…

What Consumers Need to Know About the Future of In-Person Banking
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What Consumers Need to Know About the Future of In-Person Banking

From digital payments to video banking, the way consumers conduct basic financial transactions has changed substantially throughout the past decade, and the COVID-19 pandemic has only accelerated the trend toward digital banking. However, brick-and-mortar bank branches continue to play an essential role for many consumers when it comes to important financial conversations. Industry experts say…

Want To Become Financially Healthy? Learn How Tech Tools Can Help
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Want To Become Financially Healthy? Learn How Tech Tools Can Help

Could your finances use a checkup? If so, you’re not alone. According to the Financial Health Network, “Financial Health Pulse: 2021 U.S. Trends Report,” nearly two-thirds of Americans struggle with financial health. But what does that mean? The study considered factors such as people’s ability to pay bills, their amount of short-term savings, and their…

Feeling Down About Thin or Shedding Hair? Simple Steps To Healthier, Fuller Locks
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Feeling Down About Thin or Shedding Hair? Simple Steps To Healthier, Fuller Locks

Hair is an important part of your personal style every day and when a special event is approaching, such as a wedding, reunion, or big birthday, it can help you look and feel your best. If you’re experiencing thinning hair or hair loss, it’s important to know you’re not alone. There are some steps you…

Senate Dems Pass Huge Climate, Health, and Tax Bill
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Senate Dems Pass Huge Climate, Health, and Tax Bill

Senate Democrats took a critical step toward reducing inflation and the cost of living by passing the Inflation Reduction Act. Proponents said the measure would make a big difference for many Americans by locking in savings on health insurance premiums and reducing the cost of prescription drugs by allowing Medicare to negotiate lower prices. The…

Biden-Harris Administration Announce New Actions To Address Mental Health in Schools
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Biden-Harris Administration Announce New Actions To Address Mental Health in Schools

By Stacy M. Brown, NNPA Newswire Senior National Correspondent The White House announced the awarding of the first grant from the nearly $300 million in funding allocated to expand access to mental health services in American schools. President Joe Biden secured the funding through the bipartisan omnibus agreement to expand access to school mental health…

As Monkeypox Hits African American Community Hard, Biden Administration Increases Vaccine
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As Monkeypox Hits African American Community Hard, Biden Administration Increases Vaccine

The Biden-Harris administration announced it would increase America’s supply of monkeypox vaccine by making an additional 1.8 million doses of Bavarian Nordic’s Jynneos vaccine available for ordering (on 8/22/22). According to a White House Fact Sheet, the Department of Health and Human Services has set aside 50,000 doses of vaccine from the Strategic National Stockpile,…

This School Year, Prioritize Your Child’s Whole Health – Physical and Mental
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This School Year, Prioritize Your Child’s Whole Health – Physical and Mental

As back-to-school season gets underway, it’s important to ensure that your child is ready for the school year, both physically and emotionally, by scheduling a well-child visit. Annual well-child visits are doctor appointments for preventive health services which are essential for ensuring a child’s growth and tracking developmental milestones. The well-child visit is also the…