School is out, and it’s time to start looking forward to your family’s summer travel plans. As you make your packing lists and research the sites and activities for your destinations, don’t forget to review digital safety rules. According to the Better Business Bureau, between Memorial Day and Labor Day is the busiest time for…
The foundation of all human relationships is trust. But our tendency to trust is exploited every day by hackers who engage in social engineering to gain unauthorized access to computer networks with the intent to steal data and cause financial harm. Social engineering attacks occur when fraudsters combine publicly accessible information and manipulative tactics to…
Haven’t filed your taxes yet? It’s coming down to the wire, but there’s still time.
Harris County Department of Education (HCDE) is hiring certified teachers for its four special schools, serving students with severe intellectual, academic and behavioral disabilities, those facing addiction and adjudicated/expelled youth.
A recent Forbes study revealed only about one-quarter of adults nearing retirement have seriously considered getting long-term care insurance or a savings account dedicated to long-term care expenses.
While each business owner possesses a personal credit report, not every business maintains a business credit report. The creation of a business credit report involves the following steps. Every business owner is equipped with a personal credit report, yet the same cannot be said for a business credit report. While a personal credit report is…
February is the month of love and one of the most popular times of year for couples to get engaged. According to a recent study, 36% of respondents said Valentine’s Day is the most romantic day to propose. If you’re about to get married or just walked down the aisle, here are five things to…
By: d-mars.com News Provider Stacy M. Brown, NNPA Correspondent The surge in scams coincides with the conclusion of a pandemic-induced hiatus on loan repayments, implemented in 2020 to provide financial relief to borrowers amidst the public health crisis. Amidst the impending resumption of student loan payments in October, scammers are intensifying their efforts to exploit…
The Social Security Administration implemented their highest cost-of-living adjustment (COLA) in four decades earlier this year. This annual COLA is based on increases in the Consumer Price Index as reported by the U.S. Bureau of Labor Statistics. This means former workers receiving Social Security Disability Insurance (SSDI) benefits saw an increase of 8.7% in their…
Scams and fraud are more deceiving these days, reaching you in more ways than ever before. The FTC reported 2.8 million fraud reports from consumers in 2021 alone, with reported fraud losses increasing by 70% from 2020 and more than $5.8 million. Scammers begin their traditional uptick at the start of the holiday season, and…
While identity theft and similar scams are a problem for many Americans, U.S. veterans face a higher-than-average risk of falling victim to that kind of fraud. Statistics back that up. For example, of the 200,000 reports of fraud the FTC received from military members in 2021, 78% came from military retirees and veterans. And an…
If you think coping with finances is overwhelming, you’re not alone. A recent study found that nearly 4 in 10 (37%) people avoid dealing with their finances, and more than 3 out of 4 feel stressed and concerned. In the new study, “Path to Prosperity: The Guardian Study of Finances and Emotional Confidence™” conducted by…
by d-mars.com News Provider Even if you’re young, newly employed or haven’t yet started to save for retirement, many financial professionals agree planning is key to achieving a sense of security for your future. But a new survey shows that if you’re a first- or second-generation American, a woman, African American or Hispanic employee, you…
by d-mars.com News Provider Medicare fraud is not a new issue and long predates the pandemic, but during times of crisis, scammers often get more aggressive and creative with targeting seniors. Scammers have taken ample advantage of the COVID-19 pandemic by offering Medicare beneficiaries fraudulent services, resources, or information about the vaccine in exchange for…
by d-mars.com News Provider Planning for retirement is an important step toward long-term financial wellness at any age. Even though everybody knows to expect the unexpected, no one could have predicted how the events of the past twelve months would change the world. As a result, many people had to shift their approach toward financial…
by d-mars.com News Provider Feel like your paycheck is gone before your next payday? You’re not alone. A 2020 survey, “Getting Paid in America,” revealed that 2 out of 3 Americans are living paycheck to paycheck. Not only is this stressful and frustrating, it can cause you to have fewer choices for managing your money…
By d-mars.com News Provider Social isolation among seniors is not only linked to numerous negative health consequences like depression and cardiovascular disease, but it’s also a primary contributing factor in financial exploitation and scams. Estimated to affect one in 10 older adults and cost billions annually, the threat of elder financial fraud is pervasive, and…
Many Americans will start the New Year with specific goals or resolutions in mind. While resolutions are often broken where your finances are concerned, they don’t have to be. Use these tips to tackle 2019 with greater financial confidence. • Set a specific goal. Setting goals for the year may actually boost your confidence about…
By Arnetta Tolley, The Pasadena Journal Retirement isn’t cheap. You may have heard that you will need 70 percent to 80 percent of your pre-retirement income, but the real figure might even be higher, depending on your circumstances. And retirement isn’t short, either – you could spend two or three decades as a retiree. Taken…
You’re 10 years or less away from retirement. You can clearly see the next phase of your life down the road and it’s coming up fast. Are you ready for it? Do you have a comprehensive plan in place so you don’t outlive your savings? If you’re not as prepared for retirement as you should…