How to Be a Philanthropist When Money is Tight
While contributing to a worthwhile cause is a common aspiration, actually doing so right now may feel unrealistic if you’re struggling with your own finances.
Why Financial Planning Is a Great Career Option for Women
Financial planning was once thought of as a male-dominated industry, but that’s quickly changing. The number of women getting their CERTIFIED FINANCIAL PLANNER™ certification is growing year over year — and for good reason: The benefits of entering this field as a woman are numerous.
Navigating Wealth Challenges: A Guide for Those with $100 Million
Embarking on the journey to the first $1 million is often considered the toughest, as per an age-old investment saying. However, navigating the challenges of $100 million introduces its own set of complexities. Enter R360, a distinctive group dedicated to aiding ultrahigh-net-worth individuals and their families in realizing their fullest potential. Picture this: a vibrant…
Tips to Help You Start a Business in the New Year
Millions of new businesses are formed nationwide each year and women of color are leading the charge. The Wells Fargo Impact of Women-Owned Businesses Report found that Black women are one of the fastest-growing groups of entrepreneurs in the United States, representing 14.8% of all women-owned businesses, and Hispanic/Latina women represent 14.3% of all women-owned…
What Every Newlywed Should Know About Finances
February is the month of love and one of the most popular times of year for couples to get engaged. According to a recent study, 36% of respondents said Valentine’s Day is the most romantic day to propose. If you’re about to get married or just walked down the aisle, here are five things to…
How Texas Student Loan Debt Compares to Other States as Payments Resume
By: d-mars.com News Provider Congress banned more extensions of the student loan payment pauses under the CARES Act in June, which means interest will begin accruing again on billions of dollars of student loan debt for Texans today. Texans had the second largest amount of total student loan debt in the country, owing $127.3 billion,…
How Informed Are You About Your 401K Plan and the Misconceptions?
By: d-mars.com News Provider There are several myths and misconceptions surrounding 401(k) plans, which are employer-sponsored retirement savings accounts in the United States. It’s important to clarify these misconceptions to make informed decisions about your retirement planning. Here are some common myths about 401(k) plans: Myth: I don’t need to start contributing to my 401(k)…
Black and Hispanic Households Consistently Saw Lower Cash Balances and Relative Gains During Pandemic
By: d-mars.com News Provider Stacy M. Brown, NNPA Newswire Senior National Correspondent Black and Hispanics maintained cash buffers substantially below their white and Asian counterparts. Black and Hispanic households consistently maintained lower median cash balances than their white and Asian counterparts during and post-pandemic, according to a new JPMorgan & Chase Co. comprehensive Household Pulse study….
What Americans Don’t Understand Retirement Planning Based On a Survey
By: d-mars.com News Provider BrandPoint Will I be able to retire? How much do I need to save? What if I outlive those savings? Questions like these are common across America’s current working population. Whether Gen X, Millennial or Gen Z worker populations, they each have hopes for a financially secure retirement, despite current economic…
Tips to Build a Stable, Sustainable Financial Future for Your Family
By: d-mars.com News Provider StatePoint Building wealth is not as easy as it sounds. It can take time, discipline and a plan to keep those dollars protected. However, if done correctly, it can provide security for your family for years to come. No matter where you are in your personal financial journey, there are steps…
Black Women Face Dire Consequences When Unemployment Rates Rise
By: d-mars.com News Provider NNPA, Stacy M. Brown – Newswire Senior National Correspondent According to the Bureau of Labor Statistics, the impact was particularly pronounced among Black women, especially those working in the public sector. In a setback to the progress made in narrowing the racial unemployment gap, an increase in joblessness among Black workers…
Comerica Bank Promotes Brandon Jones to Senior Vice President, External Affairs
In his new role, Jones oversees Comerica’s Community Reinvestment Act (CRA) community engagement function, including External Affairs, Community Affairs and CRA Investments. Jones joined Comerica more than a decade ago, serving as a Retail Bank Manager from 2012 through 2017. He would later move to Texas Capital to serve as Assistant Vice President, helping establish…
Graduation Season is Here: Tips and Resources to Help Young Women Be More Financially Savvy
By: d-mars.com News Provider BrandPoint Whether you’re graduating from high school or college, chances are you’re becoming more independent about handling your own money. While finances can be stressful, they don’t always have to be – which is why a new initiative from Secret Deodorant focuses on providing young women with access to free resources…
4 Factors to Consider When Determining How Much Home You Can Afford
By: d-mars.com News Provider StatePoint Figuring out how much home you can afford is one of the most important questions you’ll need to answer before you begin house hunting. But as home prices and interest rates have increased in the past few years, you may be wondering how your buying power has changed. To get…
Are You Apprehensive About Asking for a Raise at Work? Check out These Recommendations to Ease Your Fears
By: d-mars.com News Provider When should you ask your employer for a raise? The timing for asking your employer for a raise can vary depending on several factors. Here are some considerations to help you determine the right time to approach your employer: Remember, each situation is unique, and the timing for asking for a…
Tired of Tightening Your Budget? Here’s How to Find a Side Hustle You’ll Love
Tighten the purse strings. Balance the budget. Cut back. There are many ways to say it, but the current economy has millions of Americans doing the same thing: struggling to make ends meet. Wouldn’t it be nice to alleviate the financial pressure? For some people, this means asking for help. Four in 10 people have…
How Confident Are You that You’ll Be Able to Retire?
More Americans are retiring earlier than previous generations. According to a survey by the Federal Reserve Bank, their odds of retiring before age 62 rose to roughly 50% in July 2021, partly due to the pandemic. For many, moving up their retirement seemed like the right choice given the state of the labor market and…
Navigating Important Family Decisions With a Financial Advisor
By d-mars.com News Provider Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to the uncertainty and stress that Americans are currently feeling. Many families now have…
How to make financial wellness your New Year’s resolution
Here are some tips for how you can improve your financial wellness heading into the new year.