If you’ve launched a small business or dream of becoming a business owner, the task may seem daunting. The good news is, helpful resources – and funding sources – are available to support you as you plan, start and grow your business. Here are tips specifically for women and women of color business owners, that…
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author It’s like the conversation I had with Anthony Fool in my book, “A Fool, and His Money” during our conversation about the importance of leaving a legacy of wealth for your family. Anthony Fool: “I don’t know about that ‘M.’ No one…
Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed-rate mortgage into another 30-year fixed-rate mortgage during…
By Stacy M. Brown, NNPA Newswire Senior National Correspondent Vice President Kamala Harris recently unveiled an action plan to stop racial discrimination in the appraisal of home values. The 21-step plan seeks to improve oversight and accountability in the home appraisal business. It includes a legislative proposal to modernize the governance structure of the appraisal…
Today, the Small Business Digital Alliance (SBDA) announced its national members and a slate of upcoming events. The SBDA is a new public-private co-sponsorship between the U.S. Small Business Administration (SBA) and Business Forward, Inc., a nonprofit organization working with small business leaders in support of policies promoting America’s economic competitiveness, focused on connecting entrepreneurs…
By d-mars.com News Provider Wells Fargo recently announced a $20 million donation to the Houston Fund for Social Justice and Economic Equity, also known as the Houston Equity Fund, to provide small business owners with new ways to grow and own more of their businesses. The Houston Equity Fund will distribute the funding in the…
A new research study looking at how debt affects daily lives reveals that the true cost of debt is more than making the minimum payments. Having debt can also be detrimental to mental and physical health, and impact life decisions. Commissioned by National Debt Relief and conducted by OnePoll, the survey finds that the average…
By d-mars.com News Provider At a time when the economic impacts of COVID-19 are making it hard for many families to afford healthy food and safe housing, and ever-changing work and school schedules are making their logistics hard to juggle, a new report finds that inequities in the system are further exacerbating these issues for…
By d-mars.com News Provider The housing market has exploded since 2020. The pandemic fueled a house-buying frenzy with remote work and leaving large urban areas to live in different parts of the country is becoming more mainstream. According to the National Association of Realtors, 31% of all home purchases since 2020 have been made by…
By Stacy M. Brown, NNPA Newswire Senior National Correspondent It’s official, America has entered the Great Resignation. In August, 4.3 million Americans quit their jobs, and the quit rate, measured by the government against total employment, rose to 2.9 percent in August. But that was August. According to the Labor Department’s Job Openings and Labor…
By d-mars.com News Provider McDonald’s USA and Roland S. Martin, a lifetime member of Alpha Phi Alpha Fraternity, Inc., are awarding more than $100,000 in scholarships to rising juniors and seniors attending Historically Black Colleges & Universities (HBCUs). The effort, in honor of the fraternity’s 115 years of scholarship and Black excellence, is to help…
By d-mars.com News Provider While there are many ways to set your kids up for a successful future, money in the bank is one of the most powerful financial tools you can pass along. Every dollar you save or invest can help your child create a productive and stable foundation for many years to come….
By Stacy M. Brown, NNPA Newswire Senior National Correspondent With more than 34 million tobacco users in the United States, the estimated financial cost of smoking over a lifetime has reached above $2.3 million per smoker. According to a new report from the Washington, D.C.-based financial planning website WalletHub, the average out-of-pocket cost per smoker…
In the summer of 2020 when calls for racial justice and the disproportionate impacts of COVID-19 were on full display, some speculated that the country seemed to be at a turning point for acknowledging how much racism affects people’s health and economic well-being. However, a new national survey from the non-profit RAND Corporation reveals that…
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
We know it’s been a rough couple of years, but it’s 2022! If you have made it to this year, you are blessed and have much to be thankful for, despite challenges…
By d-mars.com News Provider The COVID-19 pandemic has impacted small businesses across the country in numerous ways. From new health guidelines and supply chain woes to hurdles with hiring and retaining employees, weathering the dramatically altered business landscape continues to be challenging for small businesses. This has been especially difficult for small businesses of 100…
By d-mars.com News Provider If you’ve ever had a financial emergency – like a car breakdown or unexpected medical bills – you know how stressful it is. Especially if you have no savings and little or no credit history, borrowing a small amount of money may seem like your best option – but not all…
Provided by the American Heart Association Research Highlights: Most adolescents and young adults with suspected myocarditis following a COVID-19 vaccination experience mild symptoms and rapid clinical recovery, though many had evidence of continued heart inflammation, according to a new study published today. Study authors said fast ventricular rhythms and the need for medications to increase…
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…