If you’re ready to buy your first home but are short on the down payment, you’re not alone. Affording a down payment is the number one barrier to homeownership, and rising housing costs are presenting even bigger hurdles. The August 2021 Freddie Mac Housing Price Index showed a 19.67% year-over-year increase in home values. At…
Want to make some serious exterior home upgrades that improve your safety and comfort, add beauty to your home and deliver a return on your investment? Here are five projects that do just that: 1. Install storm doors: Storm doors give you the option of letting in more light and ventilation on fair weather days…
With record low housing supply and high inflation contributing to skyrocketing home prices, the barriers to owning a home may seem insurmountable. But buying a home in a sustainable, affordable way is possible with low down payment mortgage options. First-time and low- to medium-income homebuyers can qualify for mortgage financing without emptying their bank accounts…
In the current market, houses are selling fast – meaning there’s typically no need to spend time and money on large home repairs and renovations to get an offer. Instead, homeowners should focus on quick, easy DIY projects to give their space a facelift before listing – here’s how. 1. Enhance Curb Appeal. “The exterior…
(Houston) May 3, 2022 – Texas Southern University (TSU) hosted its inaugural President’s Tiger Ball at the George R. Brown Convention Center. This sold-out event, presented by the TSU Foundation Board, serves as TSU’s largest fundraiser for student scholarships and programs. “Texas Southern University’s partners have demonstrated a willingness and readiness to invest in the…
The Federal Trade Commission (FTC) reported receiving 5.7 million fraud reports in 2021, with consumers losing more than $5.9 billion to fraud, up from $3.3 billion the year prior. Furthermore, the coronavirus pandemic and rise in digital and online technologies have only exacerbated the rise in overall consumer fraud, as criminals sought to take advantage…
If you’re an IT professional, you’ve probably experienced times when you feel isolated in your own information bubble. Your daily tasks, on top of your short- and long-term professional goals, are usually more than enough to demand your full attention. But if you haven’t had the opportunity to get outside of that bubble and network…
One of the most dramatic changes of the past two years has been the growth of distributed organizations – workplaces where employees are now working remotely 50% or more of the time. While employees and employers have come to appreciate that flexibility, a major concern with distributed organizations involves heightened cybersecurity risks. One of these…
If you’ve launched a small business or dream of becoming a business owner, the task may seem daunting. The good news is, helpful resources – and funding sources – are available to support you as you plan, start and grow your business. Here are tips specifically for women and women of color business owners, that…
The number of baby boomers, a demographic with 52 million people who are 65 and older, is projected to double by 2060. Many from this group will want to stay in their homes. In fact, a recent AARP study from November 2021 finds that 77% of older adults want to remain in their homes for…
By Stacy M. Brown, NNPA Newswire Senior National Correspondent Two kindergarteners in Murfreesboro, Tennessee, tried their best to pick a fight, throwing feeble punches at an older and much larger boy who insulted one of their mothers. Police, having seen the fight online, couldn’t determine which boys were part of these mundane events but arrested…
Those graduating in the spring of 2022 and other job seekers should take note — industry experts say that not only are home healthcare caregivers needed more now than ever before, but this industry offers many rewarding career paths. “A growing number of families and medical professionals are discovering that home healthcare is a great…
Mostyn Law’s HeartBEAT of the Campus Awards has recognized fifteen Houston-area students for their successes on campus and in the community, providing each with a $1,000 check in support of their further studies. The students were feted at a special reception, hosted by Mostyn Law co-founder Amber Mostyn in the law firm’s Galleria-area offices. As…
The events of the past couple of years have shown how important scientists are to making the world a better and safer place. According to an independent research study, 91% of people believe that scientists are critical for our future well-being, and 89% say that science brings hope for the future. Here are five ways…
Recently, the Houston Texans and Texas Southern University announced a two-year partnership that will positively impact the Houston community by creating opportunities for student-athletes both on the field and in the classroom. The partnership was announced at a reception honoring Texans Head Coach Lovie Smith at the TSU Library Learning Center. “We are happy to…
The disruptions of the pandemic led to not only job losses but also the Great Resignation, with many Americans reevaluating their careers and searching for better opportunities. While some areas are recovering, studies from the Pew Research Center, the National Bureau of Economic Research, and others suggest that more women have lost their jobs overall,…
By d-mars.com News Provider If you’ve recently started using digital banking tools to help you manage your finances, you’re not alone. A new study found that millennials, Gen X, and baby boomers alike all use digital banking more today than they did just one year ago. In the second annual Chase 2021 Digital Banking Attitudes…
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author It’s like the conversation I had with Anthony Fool in my book, “A Fool, and His Money” during our conversation about the importance of leaving a legacy of wealth for your family. Anthony Fool: “I don’t know about that ‘M.’ No one…
By d-mars.com News Provider If you’re dealing with personal and unsecured debt, like credit cards or medical bills, navigating financial terms can be confusing. The terms describing the entire debt settlement industry are used interchangeably, misleading the consumer. It can be challenging to find the right solution for you if you can’t fully understand your…
By d-mars.com News Provider Did you know self-employed people make up the largest and fastest-growing employment sector? If you’re one of the millions of self-employed Americans, you could benefit from current favorable tax laws – but if you don’t know them, you could risk paying too much. “The self-employed can access many tax benefits, even…
