by d-mars.com News Provider A year as unusual and challenging as 2020 means there may be some additional factors that can impact your tax return, from stimulus payments, potential job changes and unemployment benefits, to virtual work transitions and more. “2020 was full of challenges, changes and plenty of uncertainty. While we’re optimistic for the…
by d-mars.com News Provider Higher education has become synonymous with debt. The Federal Reserve reported more than $1.7 trillion in outstanding student loans as of Q4 2020 while nearly $120 billion in student loans were in default, according to Statista. Whether you’re fresh out of high school or returning as an adult student, nobody wants…
By d-mars.com News Provider Finances are consistently a top concern for many Americans, with “saving money” a top-10 most common New Year’s resolution. This year, Americans are more concerned than ever before due to the uncertainty created by the COVID-19 pandemic. USE Credit Union reported that more than 75% of non-transactional calls received since the…
By d-mars.com News Provider As we enter 2021, here’s one more essential item to put on your list in addition to canned goods and masks: a financial checkup. According to Fidelity Investments’ 2021 New Year Financial Resolutions Study, more than two-thirds of Americans experienced financial setbacks in 2020, often from the loss of a job…
By d-mars.com News Provider Social isolation among seniors is not only linked to numerous negative health consequences like depression and cardiovascular disease, but it’s also a primary contributing factor in financial exploitation and scams. Estimated to affect one in 10 older adults and cost billions annually, the threat of elder financial fraud is pervasive, and…
By d-mars.com News Provider When it comes to saving money, it helps to cut out smaller expenses that add up over time – like frequent lunch dates, unused gym memberships or online subscriptions. But if you really want to make a dent in your budget, you need think bigger. How big? Well, consider that after…
By d-mars.com News Provider It’s never fun to think about the possibility of getting sick or hurt, losing a home, needing extended medical care, or even dying, but these are extremely important topics to confront when planning your financial future. Experts agree that sound financial planning usually involves obtaining some type of insurance. Insurance provides…
By d-mars.com News Provider Finances are consistently a top concern for many Americans, with “saving money” a top-10 most common New Year’s resolution. This year, Americans are more concerned than ever before due to the uncertainty created by the COVID-19 pandemic. USE Credit Union reported that more than 75% of non-transactional calls received since the…
By d-mars.com News Provider If you’re using a credit card, did you know there could be added perks right at your fingertips that could help you unlock even more value from your purchases? Here are some quick tips to help you take advantage of all the benefits and tools from your credit cards, so you’re…
By d-mars.com News Provider Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to the uncertainty and stress that Americans are currently feeling. Many families now have…
By d-mars.com News Provider One of the many changes spurred by the COVID-19 pandemic is a fundamental shift in how people are paying for the goods and services they need. Due to both health and safety concerns, consumers and retailers are more frequently choosing credit cards for online and in-person payments in an effort to…
Dr. Benjamin F. Chavis, Jr., President and CEO of the National Newspaper Publishers Association (NNPA) announced today that he and the NNPA have agreed to assist the efforts of Earvin “Magic” Johnson, majority owner of EquiTrust, the nation’s largest minority-owned insurance company, and MBE Capital Partners (MBECP), the largest certified minority-owned asset-based lender, in funding…
Saving money is a top priority for many Americans, but it becomes even more important during times of economic turmoil. Luckily, there are many simple steps you can take to eliminate wasteful spending in your daily life. Here are eight easy strategies to start saving more money now: Track your personal expenses in…
New statistical table and analysis available on the American Banking Institute’s (ABI) SBRA Resources website show that 471 small businesses have elected to file for bankruptcy relief under new subchapter V to chapter 11 of the Code since it was enacted. The Small Business Reorganization Act of 2019 (SBRA) took effect on February 19, 2020, to provide a…
Write up your plans for a targeted, profitable business. Starting a business can be exciting, but that excitement may be overshadowed by anxiety if you start this new adventure without detailed research and plans to guide you along the way. In addition to guidance, a business and financial plan can help to attract investors and…
With expected delays in bill payments, unprecedented layoffs, hiring freezes and related hardships, many Americans are facing new financial challenges. “COVID-19 has impacted all industries and individuals from all walks of life,” says Rod Griffin, senior director of Consumer Education and Advocacy for Experian. “With all of these rapid changes, you might not be thinking…
With over 30 million small businesses in the U.S., it’s tough to stand out from the crowd. Successful small businesses turn first-time customers into repeat business, building momentum and growing sales. How can you achieve this? Marketing. Finding effective, easy-to-execute marketing strategies can boost your business by helping you engage your customers while attracting new…
Here are some tips for how you can improve your financial wellness heading into the new year.