By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author In the words of the world’s most lovable fish Dory from the Disney movie Finding Nemo, “Just keep swimming! Just keep swimming!” These are nerve-racking times for investors. The stock market is up one day, and down the next three days! This…
From weddings and graduations to summer camps and new jobs, there are many of life’s milestone moments this time of year. If you or your family are celebrating significant events, it’s important to be prepared for what follows these moments with the right financial protection. “Every major milestone brings new things to think about and…
The pandemic proved the importance of connectivity – to your family, friends, work, school, and doctor. Wireless service, in particular, has been a lifeline for many: In fact, 15% of Americans use it as their only broadband connection. And now we have 5G for home broadband, which is another great option for home connectivity. To…
As summer approaches, so does celebration season, which can mean gathering with friends and family for graduation parties, a fun-filled day celebrating the father figure in your life, or BBQs and pool parties to kick off the warmer weather. Shopping for the tastiest food, thoughtful gifts, and festive party decor is essential to entertaining, but…
Many people have financial goals – maybe it’s to get an education, buy a car, purchase a home, or start a business – that require access to credit. However, if you are new to credit, trying to build a credit history can be daunting. It helps to know the basics about the FICO® Score. A…
If you think coping with finances is overwhelming, you’re not alone. A recent study found that nearly 4 in 10 (37%) people avoid dealing with their finances, and more than 3 out of 4 feel stressed and concerned. In the new study, “Path to Prosperity: The Guardian Study of Finances and Emotional Confidence™” conducted by…
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author One you choose, one you are born into, and the other you earn (well most of us have to earn it). First is faith. Faith is the assurance that the things revealed and promised in the Word are true, even though unseen,…
By d-mars.com News Provider If you’ve recently started using digital banking tools to help you manage your finances, you’re not alone. A new study found that millennials, Gen X, and baby boomers alike all use digital banking more today than they did just one year ago. In the second annual Chase 2021 Digital Banking Attitudes…
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author It’s like the conversation I had with Anthony Fool in my book, “A Fool, and His Money” during our conversation about the importance of leaving a legacy of wealth for your family. Anthony Fool: “I don’t know about that ‘M.’ No one…
By d-mars.com News Provider If you’re dealing with personal and unsecured debt, like credit cards or medical bills, navigating financial terms can be confusing. The terms describing the entire debt settlement industry are used interchangeably, misleading the consumer. It can be challenging to find the right solution for you if you can’t fully understand your…
By d-mars.com News Provider Did you know self-employed people make up the largest and fastest-growing employment sector? If you’re one of the millions of self-employed Americans, you could benefit from current favorable tax laws – but if you don’t know them, you could risk paying too much. “The self-employed can access many tax benefits, even…
By d-mars.com News Provider As Comerica Bank’s Chief Community Officer, Irvin Ashford, Jr. leads community reinvestment nationally and all associated activities, including development, diversity business resource groups, lending, community investments, volunteerism, and data analysis. Since joining Comerica in 2000, Irvin continues to drive the company’s community efforts forward to better the BIPOC and business community….
By National Newspaper Publishers Association (NNPA) Minority Equality Opportunities Acquisition Inc. (“MEOA”) participated in Nasdaq’s Closing Bell Ceremony last month. MEOA’s management team, led by Chairman and CEO Mr. Shawn Rochester and CFO Ms. Robin Watkins, was joined on stage by corporate directors, Mr. Ronald Busby, president and CEO, U.S. Black Chamber, Inc., and Patrick…
By d-mars.com News Provider Whether you’re planning for a short-term goal (e.g., emergency fund, home project) or a long-term goal (e.g., retirement), planning can help you succeed. “It’s never too late to start making savings a priority. We want to help our members meet their short- and long-term goals, and there are several ways they…
By d-mars.com News Provider This year, many people are making financial wellness resolutions. From budgeting better to saving for a big-ticket item or investing more income into a 401(k), there are plenty of financial goals to choose from. However, one that you’ve likely overlooked is whole life insurance. According to the American Council of Life…
By d-mars.com News Provider While there are many ways to set your kids up for a successful future, money in the bank is one of the most powerful financial tools you can pass along. Every dollar you save or invest can help your child create a productive and stable foundation for many years to come….
By d-mars.com News Provider Like many other people, you probably have taxes on your mind right now. Figuring out if you have a tax refund coming your way can be an exciting time. But tax season doesn’t have to be all about crunching numbers and filling out forms. “If you’re in the market for a…
We know it’s been a rough couple of years, but it’s 2022! If you have made it to this year, you are blessed and have much to be thankful for, despite challenges…
By d-mars.com News Provider The New Year offers the perfect time for a fresh start and a renewed commitment to getting finances back on track after a season of spending – one where many Americans felt the effects of the pandemic on their wallets even before the onset of the holidays. In fact, COVID-19 has…
By d-mars.com News Provider If you’ve ever had a financial emergency – like a car breakdown or unexpected medical bills – you know how stressful it is. Especially if you have no savings and little or no credit history, borrowing a small amount of money may seem like your best option – but not all…