House Hunting? Here’s How to Secure a Lower Mortgage Rate
If you’re hesitant to buy a home right now due to high interest rates, you can use this time to learn how interest rates work.
Search Results for: mortgage
Mortgage Payments Fall Lower Than Rent in 22 of 50 Largest US Metros
The monthly cost of homeownership may be more attainable than people think– but, it depends on where they live.
How New Tech Can Help You Save on Your Mortgage
Here’s the process for applying for a loan using new technology, whether you’re one of the 6.3 million Americans eligible to refinance or among the millions eager to become a homeowner.
Understanding Your Options When You Can’t Pay Your Mortgage
If financial hardship has put you at risk of missing a mortgage payment, you should familiarize yourself with the relief options available to you and be prepared to act quickly.
Mastering Mortgage Approval: Your Guide to Homeownership
Mortgage preapproval is a must before an offer Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw, sellers may not…
Mortgage preapproval is a must before an offer
September 2023 HBREA Submission By: d-mars.com News Provider HAR.com Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw, sellers may…
Mortgage Pre-Approval Is a Must Before an Offer
By Marla Lewis, President of the Houston Black Real Estate Association Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw,…
Pursuing a mortgage with ‘less-than-perfect’ credit
by d-mars.com News Provider Owning a home is the cornerstone of the American dream. There’s nothing like having a permanent plot of land you can call your own. But, if you’ve hit a rough patch with your credit score, this dream might feel like it’s out of reach. However, finding a suitable mortgage with a…
What To Do if Your Mortgage Application Is Denied
If you dream of homeownership, having your mortgage application denied can be devastating. If this does happen to you, it’s important to remember that you’re not alone. Thirteen percent of all purchase mortgage applications — a total of nearly 650,000 — were denied in 2020, according to federal government data. Before quickly reapplying for a…
Bank of America Offers Zero Down Payment Mortgages To Black, Latino Borrowers
Bank of America announced a new zero down payment, zero closing cost mortgage solution for first-time homebuyers, which will be available in designated markets, including certain African American and Hispanic neighborhoods in Charlotte, Dallas, Detroit, Los Angeles, and Miami. According to a news release, the Community Affordable Loan Solution aims to help eligible individuals and…
Why Wait? Get Into a Home Sooner With Private Mortgage Insurance
For the past several years, homebuyers have faced a hot housing market and home prices have risen at what can seem like an intimidating rate. In today’s market, it could take a family earning the national median income up to 14 years to save for a 20% down payment plus closing costs, according to U.S….
Is It Too Late To Reduce Your Mortgage Payment by Refinancing?
Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed-rate mortgage into another 30-year fixed-rate mortgage during…
Is It Too Late To Reduce Your Mortgage Payment by Refinancing?
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
Is It Too Late To Reduce Your Mortgage Payment by Refinancing?
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
2024 SHIBA Report Urges Action as Black Homeownership Faces Critical Challenges
According to a report, systemic barriers continue to inhibit Black Americans from building generational wealth through homeownership.
President Biden Orders Immediate Deployment of 1,000 Troops to Aid Hurricane Helene Recovery Efforts
President Joe Biden announced the immediate deployment of 1,000 active-duty troops to assist in the response and recovery efforts following Hurricane Helene’s catastrophic impact.
60% of Americans Say Their Network Opens Doors to Moneymaking
Many Americans see the power of personal connections as a key to unlocking moneymaking opportunities.
How Homeowners and Renters Should Respond After a Natural Disaster
In observance of National Preparedness Month, experts are offering homeowners and renters these tips for how to respond when disaster strikes.
New Report Exposes Tax System’s Role in Widening Racial Wealth Gap, Calls for Urgent Reforms
Color of Change and Americans for Tax Fairness released a damning report exposing the deep racial inequities entrenched in the U.S. tax system.
Transcript: Barack and Michelle Obama’s Speeches at the 2024 Democratic National Convention
Read the transcripts for Barack and Michelle Obama’s 2024 Democratic National Convention speeches.