How New Tech Can Help You Save on Your Mortgage
Here’s the process for applying for a loan using new technology, whether you’re one of the 6.3 million Americans eligible to refinance or among the millions eager to become a homeowner.
Search Results for: mortgage
Understanding Your Options When You Can’t Pay Your Mortgage
If financial hardship has put you at risk of missing a mortgage payment, you should familiarize yourself with the relief options available to you and be prepared to act quickly.
Mastering Mortgage Approval: Your Guide to Homeownership
Mortgage preapproval is a must before an offer Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw, sellers may not…
Mortgage preapproval is a must before an offer
September 2023 HBREA Submission By: d-mars.com News Provider HAR.com Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw, sellers may…
Mortgage Pre-Approval Is a Must Before an Offer
By Marla Lewis, President of the Houston Black Real Estate Association Before even starting to search for your dream home, get pre-approved or pre-qualified for a mortgage to know your limits and the best type of financing available. With the current limited supply of homes on the market and the multiple offers many properties draw,…
Pursuing a mortgage with ‘less-than-perfect’ credit
by d-mars.com News Provider Owning a home is the cornerstone of the American dream. There’s nothing like having a permanent plot of land you can call your own. But, if you’ve hit a rough patch with your credit score, this dream might feel like it’s out of reach. However, finding a suitable mortgage with a…
What To Do if Your Mortgage Application Is Denied
If you dream of homeownership, having your mortgage application denied can be devastating. If this does happen to you, it’s important to remember that you’re not alone. Thirteen percent of all purchase mortgage applications — a total of nearly 650,000 — were denied in 2020, according to federal government data. Before quickly reapplying for a…
Bank of America Offers Zero Down Payment Mortgages To Black, Latino Borrowers
Bank of America announced a new zero down payment, zero closing cost mortgage solution for first-time homebuyers, which will be available in designated markets, including certain African American and Hispanic neighborhoods in Charlotte, Dallas, Detroit, Los Angeles, and Miami. According to a news release, the Community Affordable Loan Solution aims to help eligible individuals and…
Why Wait? Get Into a Home Sooner With Private Mortgage Insurance
For the past several years, homebuyers have faced a hot housing market and home prices have risen at what can seem like an intimidating rate. In today’s market, it could take a family earning the national median income up to 14 years to save for a 20% down payment plus closing costs, according to U.S….
Is It Too Late To Reduce Your Mortgage Payment by Refinancing?
Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed-rate mortgage into another 30-year fixed-rate mortgage during…
Is It Too Late To Reduce Your Mortgage Payment by Refinancing?
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
Is It Too Late To Reduce Your Mortgage Payment by Refinancing?
By d-mars.com News Provider Experts say that with mortgage rates beginning to rise, refinancing your home now might be your last best chance to lower your monthly mortgage payment, as rates remain near all-time lows. Those who refinanced early in 2021 have already reaped the benefits. Borrowers who refinanced their 30-year fixed rate mortgage into…
Tips for a Successful Home Renovation
Here’s your guide for making your home renovations process successful.
Preparing for the Future: What You Need to Know About Life Insurance
Here are some tips and insights to help you identify the best life insurance options that make sense for you and your family.
5 Things to Know About Asthma and Summer Heat
Here’s what the American Lung Association wants everyone to know during summer, when extreme heat can make asthma harder to manage.
HUD Announces $40 Million Boost for Housing Counseling Nationwide
The funds, administered through the U.S. Department of Housing and Urban Development’s Office of Housing Counseling, will facilitate counseling services catering to the needs of homebuyers, homeowners, and renters across America.
Texas, Florida Rank Best for Home Buyers in New Zillow Index
According to a news release, strong construction in Texas and Florida has helped restore inventory levels in those states, easing competition.
Petition with Nearly 3,000 Signatures Urges President Biden to Pardon Former Baltimore State’s Attorney Marilyn Mosby
The petition calls on President Joe Biden to grant a full pardon to former Baltimore State’s Attorney Marilyn Mosby, who is facing 40 years in federal prison when she’s sentenced in May on fraud charges.
Is This Common Myth Preventing You From Buying a Home?
If you think saving for a down payment is your number one barrier to homeownership, it’s important to understand how down payments work, how much is necessary and what programs can help you secure the funds you need.
Mary J. Blige and A Tribe Called Quest to Be Inducted into Rock & Roll Hall of Fame 2024
The Rock Hall has announced one of its most significant inductions yet with the R&B queen and hip-hop legends joining a prestigious roster that includes Kool & The Gang, Cher, Foreigner, Dave Matthews Band, Peter Frampton, and Ozzy Osbourne.