4 Essential Life Insurance Insights for Millenials and Gen-Zers
According to Bankers Life, a national life and health insurance brand, these are four reasons why millennials and Gen-Zers should consider life insurance coverage.
Search Results for: life insurance
3 Reasons Why Young Adults Should Invest in a Life Insurance Policy
Life insurance is for people of all ages, not just parents and grandparents. While life insurance needs vary by age and stage of life, it’s a good idea to invest in a life insurance plan while you’re young. If you’re in your 20s and 30s, life insurance may not seem necessary, but it’s a useful…
How the Guarantees of Whole Life Insurance Can Help Secure Your Financial Future
By d-mars.com News Provider This year, many people are making financial wellness resolutions. From budgeting better to saving for a big-ticket item or investing more income into a 401(k), there are plenty of financial goals to choose from. However, one that you’ve likely overlooked is whole life insurance. According to the American Council of Life…
6 Ways to Tell If You Have Enough Life Insurance
by d-mars.com News Provider If we’ve learned anything from 2020, it’s that life can be unpredictable. Having sufficient life insurance can provide financial stability and security to loved ones during times of uncertainty. Forty-one million Americans say they need life insurance but don’t have it, according to LIMRA’s 2020 Insurance Barometer Study. Others are insured…
Life Insurance Is One of the Keys to Black Wealth
If Black lives matter, then Black wealth should certainly matter, too. That’s the motto that Eugene Mitchell, a corporate vice president and market manager in the African-American Market Unit for the New York Life Insurance Company, often shares. Since 2011, Mitchell has been on a mission to create wealth—$50 billion to be exact—in the Black…
Being Prepared for Life’s Milestones Means Planning Ahead With Insurance
From weddings and graduations to summer camps and new jobs, there are many of life’s milestone moments this time of year. If you or your family are celebrating significant events, it’s important to be prepared for what follows these moments with the right financial protection. “Every major milestone brings new things to think about and…
Are You Supporting Your Employees Work – Life Balance?
It’s a question that many members of the modern workforce are consistently asking themselves. Working a 9-5, 8-4, 7-3, or the late shift can become very laborious to some after a while. While some employees relish in the routine, others may not be well adjusted – and that is okay! According to Sage.com, work-life balance…
How Disability Insurance Can Help You Protect What Matters Most
By d-mars.com News Provider As we begin to transition out of the pandemic, it’s important to consider steps that can help provide you and your loved ones a more stable financial future. Just consider that 41% of U.S. employees are living paycheck to paycheck right now, and the same number of employees don’t feel in…
New Year, New Policy: Insurance Considerations for the Road Ahead
by d-mars.com News Provider As we move away from a year unlike any other, Americans have developed a newfound tolerance for uncertainty—and the need to prepare for it. The start of a new year is a time for resolutions, especially financial ones. As part of this process, it is essential to review your insurance coverage…
How to Choose the Best Insurance Policy for You
By d-mars.com News Provider It’s never fun to think about the possibility of getting sick or hurt, losing a home, needing extended medical care, or even dying, but these are extremely important topics to confront when planning your financial future. Experts agree that sound financial planning usually involves obtaining some type of insurance. Insurance provides…
5 Financial Tips for New College Graduates
Finance professionals say these five strategies can help you hit the ground running during this transitional phase of life.
What Every Newlywed Should Know About Finances
February is the month of love and one of the most popular times of year for couples to get engaged. According to a recent study, 36% of respondents said Valentine’s Day is the most romantic day to propose. If you’re about to get married or just walked down the aisle, here are five things to…
J.D. Garnier: Educating and Expanding Financial preparation for everyday people
“We have to protect and preserve what we already have.” ~ J.D. Garnier Sr. The so-called wealth gap is the substantial disparity in wealth between white and black families. According to data from 2021, white families have a median net worth of more than $188k, while black families have a net worth of less than…
Are You Taking Advantage of Your Workplace Benefits?
Millennials are a generation with unique financial challenges. Seven in 10 possess student loan debt, according to the Institute for College Access and Success’ “12th Annual Report, Student Debt and the Class of 2016.” Combined with car loans, housing expenses and entry level salaries, it’s no surprise to learn that many young workers lack the…
Top Financial To-Dos to End the Year Strong and Prepare for 2023
The holidays are a time full of good cheer, but not necessarily so jolly for your bank account. ‘Tis the season to stress out your budget, not to mention the anxiety many people have about the increasing cost of living and the ongoing economic uncertainty. According to the Q4 2022 Country Financial Security Index Report,…
Pandemic Make You More Concerned About Finances? You’re Not Alone
The COVID-19 pandemic disrupted nearly every aspect of people’s lives and, as it turns out, it also impacted their feelings about financial security and life insurance. In a national survey commissioned by Erie Insurance: • Two-thirds of respondents (66%) said the pandemic made them more concerned about their financial security than they were before. •…
The Good Goodbye
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author “But concerning that day and hour no one knows, not even the angels of heaven, nor the Son, but the Father only” – Matthew 24:36 No one gets out alive! And the best thing we can do to ease the pain of…
5 Tips for Increasing Your Financial and Emotional Confidence
If you think coping with finances is overwhelming, you’re not alone. A recent study found that nearly 4 in 10 (37%) people avoid dealing with their finances, and more than 3 out of 4 feel stressed and concerned. In the new study, “Path to Prosperity: The Guardian Study of Finances and Emotional Confidence™” conducted by…
Faith, Family & Finances 
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author One you choose, one you are born into, and the other you earn (well most of us have to earn it). First is faith. Faith is the assurance that the things revealed and promised in the Word are true, even though unseen,…
When You Die, Die Leaving a Big Pair of Shoes Under the Bed!
By Contributing Writer James L. Marshall, Jr., Financial Advisor, Financial Educator & Author It’s like the conversation I had with Anthony Fool in my book, “A Fool, and His Money” during our conversation about the importance of leaving a legacy of wealth for your family. Anthony Fool: “I don’t know about that ‘M.’ No one…