By d-mars.com News Provider If you contribute a portion of your income to a 401(k), you may think you’re all set for a comfortable retirement. Experts say it’s important to take a closer look at these savings. To help you get started, Lincoln Financial Group is breaking down three common misconceptions about saving for retirement…
Putting away money to afford both retirement and higher education can be quite expensive. There are several smart strategies that can help you strike the right balance.
Finance professionals say these five strategies can help you hit the ground running during this transitional phase of life.
Americans say their time is worth $240 per hour, on average, according to new research from Empower, a financial services company.
As you file your taxes, you may be wondering how a successful tax plan can help you reach your financial goals, whether you’re filing taxes for the first time as a young professional or approaching retirement.
A recent Forbes study revealed only about one-quarter of adults nearing retirement have seriously considered getting long-term care insurance or a savings account dedicated to long-term care expenses.
By: d-mars.com News Provider There are several myths and misconceptions surrounding 401(k) plans, which are employer-sponsored retirement savings accounts in the United States. It’s important to clarify these misconceptions to make informed decisions about your retirement planning. Here are some common myths about 401(k) plans: Myth: I don’t need to start contributing to my 401(k)…
By: d-mars.com News Provider BrandPoint Will I be able to retire? How much do I need to save? What if I outlive those savings? Questions like these are common across America’s current working population. Whether Gen X, Millennial or Gen Z worker populations, they each have hopes for a financially secure retirement, despite current economic…
Are you looking for a job, but want more than a paycheck? Do you want to be able to learn, grow and thrive in your new position, but you’re not sure where to start? The top factor that makes for an exceptional work environment is access to opportunities to learn and grow, according to LinkedIn…
By d-mars.com News Provider If you’re dealing with personal and unsecured debt, like credit cards or medical bills, navigating financial terms can be confusing. The terms describing the entire debt settlement industry are used interchangeably, misleading the consumer. It can be challenging to find the right solution for you if you can’t fully understand your…
By d-mars.com News Provider This year, many people are making financial wellness resolutions. From budgeting better to saving for a big-ticket item or investing more income into a 401(k), there are plenty of financial goals to choose from. However, one that you’ve likely overlooked is whole life insurance. According to the American Council of Life…
By d-mars.com News Provider Many people are reassessing goals in light of the turmoil of the last year. There is a renewed focus on gaining control of finances, especially through increased saving and getting professional advice. Even Americans who did not lose work lost a sense of confidence in the economy. A new survey by…
by d-mars.com News Provider Even if you’re young, newly employed or haven’t yet started to save for retirement, many financial professionals agree planning is key to achieving a sense of security for your future. But a new survey shows that if you’re a first- or second-generation American, a woman, African American or Hispanic employee, you…
by d-mars.com News Provider April Fool’s Day is just around the corner. Even in today’s socially-distanced environment, people are sure to attempt a few pranks to mark the day. As in normal years, the majority will be silly, some will be hilarious, while others will fall flat. This year, try something different and celebrate 4/01(k)…
By d-mars.com News Provider If you’re a small-business owner – whether your business consists of just you and your spouse or a handful of employees – and you’re emerging from the pandemic into your new normal, it may be time for you to think about setting up retirement accounts, not just for your employees, but…
October is Financial Planning Month, so there is no better time to face your financial fears and make actionable changes to get yourself on track when it comes to managing your money. While nearly half of Americans (47 percent) find the prospect of financial planning scary, it doesn’t have to be. If you find…
By Arnetta Tolley, The Pasadena Journal Retirement isn’t cheap. You may have heard that you will need 70 percent to 80 percent of your pre-retirement income, but the real figure might even be higher, depending on your circumstances. And retirement isn’t short, either – you could spend two or three decades as a retiree. Taken…